Job Description
## What You’ll Be Doing:
Independently prepare credit risk analysis reports on assigned clients and counterparties (business & financial analysis and focusing on credit issues).
Recommend rating grades based on analysis for the clients.
Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm’s credit related policies, etc.
Assigning internal credit ratings and setting trading limits for derivatives, brokerage, and lending exposure.
Develop and maintain open communication channels with Counterparties.
Independently handle due diligence calls/rating discussions with Counterparties and Credit Executives.
Participating in portfolio reviews to identify risk developments or concentrations.
Build strong knowledge of credit analysis for clients.
Stakeholder management – Build strong relationships and maintain open communication channels with Risk Managers and Management.
## What We Look For In You:
Excellent academic record, Bachelor Degree or above; experience in credit risk in banks
Strong grasp of corporate finance concepts and their application. Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards
Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
Strong communication skills — both oral and written; ability to effectively present analysis and interact with global stakeholders. Deadline focused; attention to detail and accuracy
Proficient in the use of MS Word, Excel and Power Point
Ability to work proactively & independently as well as in a team environment. Strong interpersonal skills, ability to build positive relationships with RM/counterparties
## Perks & Benefits
Competitive total compensation
Comprehensive insurance coverage for employees and their dependants
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