Job Description
PLEASE DON'T BID IF YOU DON'T AGREE TO THE BUDGET.
BUDGET IS $200
We are building LastPay, a structured vehicle hire-purchase platform for Nigeria that works in partnership with licensed Microfinance Banks (MFBs).
We are looking for a senior fintech product manager or business analyst to translate a real-world hire-purchase and credit workflow into clear, buildable system requirements.
This is not a UI/UX role and not a startup ideation role.
This is about process design, controls, and financial workflows.
What you’ll do
Break down the end-to-end hire-purchase lifecycle:
Customer application
KYC & income verification
Internal risk scoring
MFB credit approval
Dealer disbursement
Repayment tracking
Default & repossession handling
Define:
User roles & permissions
Approval checkpoints
Required data at each stage
What is automated vs manual for a pilot
Produce:
Process flow diagrams
Functional requirements for a backend engineer
MVP scope (what is explicitly out of scope)
What we’re looking for
Proven experience with lending, leasing, hire-purchase, or loan management systems
Strong understanding of risk, controls, and auditability
Ability to think practically (banks - startups - design)
Nice to have
Experience with African fintech or microfinance
Familiarity with regulatory or bank review processes
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