Job Description
Note: The job is a remote job and is open to candidates in USA. United Heartland is seeking an entry level professional claim handler to manage medical only and indemnity benefits. The role involves determining the compensability of claims, negotiating settlements, and ensuring compliance with state legislation. Responsibilities Verifies workers’ compensation coverage of employers and injured employees Determines compensability under workers’ compensation by thorough investigation of the claim Determines causal relationship between the reported injury and the incident to ensure appropriate payment of benefits Facilitates return to work for the injured employee Establishes timely and appropriate reserves based on the profile of the claim within given authority based on anticipated financial exposure Documents specifics of claims with potential for subrogation recovery, including amount of potential recovery monies Manages medical bills for non-indemnity and indemnity claims directly associated with the claimed injury Approves payment based on knowledge of the treatment plan and medical support showing relationship of treatment to the injury Concludes and closes files following resolution of claims to meet internal performance standards while complying with state legislation to avoid penalties and manage expenses Negotiates settlements with attorneys or injured parties within given authority at the earliest possible point to bring cases to final disposition Works closely with manager on complex files or files above settlement/reserve authority Manages outside vendors to ensure cost containment efforts Establishes and maintains effective working relationships with all internal and external customers Stays abreast of changes in workers’ compensation statutes, case law and rehabilitation efforts/advancements in order to accurately interpret and apply relevant laws Skills Bachelor's degree in a related field Relevant combination of education and experience may be considered in lieu of degree Continuous learning, as defined by the Company's learning philosophy, is required Minimum one-year relevant experience that provides the necessary skills, knowledge and abilities or completion of claims trainee program Ability and proficiency in the use of computers and company standard software specific to position Knowledge of medical and legal terminology related to the work Knowledge of workers' compensation laws and regulations, including jurisdictional laws Effective oral and written communication skills Effective customer service skills Ability to negotiate, build consensus and resolve conflict Ability to manage multiple priorities and meet established deadlines Attention to detail and analytical skills Ability to work independently as well as within a team Certification or progress toward certification is highly preferred and encouraged Bilingual skills preferred Company Overview United Heartland offers workers’ compensation insurance and risk management services. It was founded in 1990, and is headquartered in Lansing, Michigan, USA, with a workforce of 201-500 employees. Its website is