Fractional CFO - Multi-Entity Portfolio in Financial Turnaround

🌍 Remote, USA 🎯 Full-time 🕐 Posted Recently

Job Description

⚠️ IMPORTANT:

This is NOT a bookkeeping or transaction-entry role. We need strategic CFO-level thinking, not data processing. If you're a bookkeeper looking to "move up," this isn't the right fit. We need proven multi-entity financial leadership experience. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ WHAT WE NEED (IN PLAIN ENGLISH) We manage 7 interconnected business entities: - 1 S-Corporation (operating 3 digital marketing agencies + bookkeeping service) - 5 Limited Liability Companies (3 holding real estate investments, 2 supporting operations) - 1 Religious nonprofit corporation (new as of Sept 2025)

Our Challenge: → Heavy operational losses in 2024-2025 across marketing agencies and real estate holdings → Cash flow constraints and debt service challenges → Need strategic financial partner to navigate turnaround, NOT bookkeeper to process transactions We have: ✓ Staff handling QuickBooks data entry (you won't do transaction entry) ✓ Long-term CPA handling tax preparation and planning (you'll coordinate, not replace) ✓ CEO and Treasurer who need a strategic financial advisor We need: ✓ Fractional CFO who can see across all of our for profit entities and create consolidated visibility ✓ Crisis/turnaround thinker who stays calm under pressure ✓ Weekly forecaster who helps us make better decisions with limited cash ✓ Strategic advisor who brings options, not just problems ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ YOUR WEEKLY DELIVERABLES (What You'll Actually Do) STRATEGIC FORECASTING (50% of your time) → Build and maintain 13-week + 30/60/90-day rolling cash flow forecasts across all of the for profit entities → Develop scenario models: "What if we defer this payment?" "What if collections slow by 20%?" → Track actual vs.

forecast weekly and explain variances → Recommend cash deployment priorities when resources are constrained EXECUTIVE REPORTING (20% of your time) → Produce weekly "True Picture" financial snapshot (1-2 page dashboard) → Format: Current cash position | Upcoming obligations | Key risks | Strategic recommendations → Make complex multi-entity finances understandable for non-financial leadership → Trend analysis to bolthires patterns early (e.g., "Agency revenue declining 3 months in a row") STRATEGIC ADVISORY (20% of your time) → Weekly 30-60 minute video call with CEO/Treasurer (requires your timezone flexibility) → Answer strategic questions: "Can we afford this hire?" "Should we refinance this property?" → Challenge assumptions constructively when plans seem overly optimistic → Help prioritize competing needs with limited resources MULTI-ENTITY MANAGEMENT (10% of your time) → Consolidate view across S-Corp, LLC's, and nonprofit structures → Track entity-level profitability separately and in aggregate → Monitor intercompany transactions and capital accounts → Coordinate with our CPA on S-Corp distributions, LLC allocations, nonprofit compliance ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ❌ WHAT YOU WILL NOT DO You will NOT: → Enter transactions into QuickBooks (we have staff for this) → Reconcile bank accounts or process daily bookkeeping → Handle accounts payable/receivable processing → Process payroll → Prepare tax returns (our CPA does this)

This is ANALYSIS and ADVISORY work, not transaction processing.

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✅ REQUIRED QUALIFICATIONS (Please Don't Apply Without These) CREDENTIALS (Must have ONE): ✓ CPA (USA, Canada, Australia, or equivalent) ✓ CA - Chartered Accountant (India, Pakistan, Sri Lanka, or equivalent) ✓ ACCA (UK/International) ✓ CMA (Certified Management Accountant) ✓ Equivalent professional accounting credential in your country EXPERIENCE (Must have ALL): ✓ 7+ years professional accounting/finance experience ✓ Multi-entity consolidation experience (managed 3+ entities simultaneously, ideally 5+) ✓ Crisis/turnaround exposure - you've helped businesses navigate financial distress ✓ Strategic forecasting - you've built 13-week cash models and scenario analyses ✓ Executive-level work - you've reported directly to CEOs, CFOs, or Boards ✓ Flow-through entity knowledge - you understand S-Corps, LLCs, or partnerships (or can learn quickly) TECHNICAL SKILLS (Must have): ✓

Advanced Excel or bolthires Sheets (financial modeling, pivot tables, complex formulas) ✓ QuickBooks Online proficiency (can analyze and report, not just data entry) ✓ Financial statement fluency (can read P&L, Balance Sheet, Cash Flow and bolthires issues instantly) ✓ Strong English communication (written and verbal) - you'll present to executives weekly STRONGLY PREFERRED (Differentiators): ⭐ Real estate accounting experience (rental properties, debt service, depreciation) ⭐ Nonprofit accounting knowledge (fund accounting, restricted funds) ⭐ Big 4 or national firm background ⭐ Prior CFO, Controller, or VP Finance title ⭐ Debt restructuring or workout experience ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ IDEAL CANDIDATE PROFILE (Is

This You?) You ARE (or have been): → A CFO, Controller, or Finance Director managing multi-entity organizations → A Big 4 senior manager advising complex multi-entity clients → A turnaround consultant who helped distressed businesses navigate cash crises → A fractional CFO serving multiple clients simultaneously → A real estate CFO managing property portfolios with leverage You HAVE: → Navigated financial distress calmly and strategically → Built forecasts that actually influenced business decisions → Worked directly with executives who trust your judgment → Managed complexity with clarity (made 7 entities understandable, not more confusing) You are NOT: → A bookkeeper hoping to transition to CFO work without proven experience → Someone who only worked in single-entity corporate environments → Uncomfortable with messy data or ambiguous situations → Needing perfect systems before you can add value You ARE: → Strategic thinker who sees patterns others miss → Comfortable with imperfect data - you make best decisions with what you have → Proactive - you flag issues before they become crises → Teacher - you explain finance so non-CFOs understand → Emotionally intelligent - you deliver hard truths with grace TIME COMMITMENT: - 8-10 hours/week initially - Flexible schedule (you choose when to do analysis work) - ONE required weekly meeting (30-60 min during US business hours - see timezone question below) ENGAGEMENT LENGTH: - 30-day trial period (either party can exit with 1 week notice) - After trial: Long-term relationship expected (12-24+ months) - We're building a partnership, not hiring a gig worker OUR VALUES & CULTURE We are a faith-driven organization rooted in stewardship and integrity.

What this means practically: → Transparency: We tell the truth about finances, even when difficult → Stewardship: We treat money as entrusted to us, requiring wise use → Integrity: We keep commitments and operate ethically under pressure → Service: We use business to serve others → Grace under pressure: We handle crises calmly, not with panic What we value in our financial partner: → Honesty without judgment - tell us truth, don't condemn past mistakes → Solutions-focused - show us paths forward, not just problems → Calm in chaos - be our steady voice when overwhelmed → Respect for our mission - money serves purpose, not vice versa → Confidentiality - hold our challenges with discretion You don't need to share our faith, but you must respect our values.

(Read Carefully - We'll Reject Generic Applications) Please submit a CUSTOM proposal including: 1️⃣ COVER LETTER (300-500 words) answering these specific questions: a) Multi-Entity

Experience: → How many entities have you managed simultaneously? (e.g., "I managed consolidated reporting for 8 subsidiary companies") → What industries/entity types? (e.g., "3 retail LLCs, 2 real estate holdings, 1 nonprofit") → What was your role/title? b) Crisis/Turnaround

Experience: → Describe ONE situation where you helped a business navigate financial distress → What was the cash situation?

What actions did you recommend? What was the outcome? → Be specific with numbers if possible (anonymize client name) c) Why

This Role Appeals to You: → What about this engagement interests you? → Why are you a good fit for this specific situation (7 entities, crisis mode, real estate + nonprofit)? d) Timezone & Availability: → What's your timezone? → What time can you meet for weekly US business hours calls? (Be specific: "I can meet 8-10 PM my time, which is 9:30-11:30 AM EST") → How many hours/week can you commit?

2️⃣ WORK SAMPLE (Choose ONE - REQUIRED): → 13-week rolling cash flow forecast you built for a multi-entity client (anonymize) → Executive financial dashboard/snapshot for weekly CEO reporting → Scenario analysis showing strategic thinking ("What if revenue drops 20%?") → Consolidated financial report across multiple entities We want to see HOW you think and communicate, not just Excel skills. Apply tot his job

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