Job Description
The Post-Closing Disclosure Auditor is responsible for reviewing and auditing mortgage loan files after closing to ensure compliance with federal, state, and company guidelines. This role plays a critical part in verifying the accuracy of disclosures and documentation to minimize risks and maintain regulatory standards.
Key Responsibilities
Β Review post-closing loan files to ensure all required disclosures are accurate, complete, and compliant with applicable laws and company policies.
Β Audit closing documents for accuracy, ensuring consistency with initial and revised loan estimates and final closing disclosures.
Β Verify that fees and charges comply with TRID, RESPA, and other relevant regulatory guidelines.
Β Identify and document any discrepancies, omissions, or compliance violations, and communicate findings to the appropriate departments.
Β Collaborate with post-closing, compliance, and quality control teams to resolve audit findings and implement corrective actions.
Β Maintain detailed records of audits performed and ensure timely completion of assigned tasks.
Β Stay updated on changes in industry regulations and best practices to maintain compliance and improve auditing procedures.
Β Provide training and guidance to junior auditors or team members as needed.
Skills, Knowledge and Expertise
Β BachelorΒs degree in Business, Finance, or a related field (or equivalent experience).
Β Minimum of [2] years of experience in post-closing, mortgage auditing, or related fields.
Β Strong knowledge of TRID, RESPA, TILA, and other regulatory compliance requirements.
Β Exceptional attention to detail and analytical skills.
Β Ability to handle sensitive and confidential information with integrity.
Β Proficient in Microsoft Office Suite and familiarity with mortgage loan origination and auditing software.
Β Strong communication and problem-solving skills.
Benefits
Β Above market salary
Β HMO on Day 1 for principal and two dependents
Β Government-mandated benefits
Β Performance-based Incentives
Β Quarterly Company Events
Β In-depth training for career growth
Β Great Company Culture and HR experience
Β 1,000 PHP De Minimis
Β Equipment and software provided
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