Lead Credit Officer

🌍 Remote, USA 🎯 Full-time 🕐 Posted Recently

Job Description

About the position

Analyze credit risk for clients in the real estate, gaming, and lodging sectors.
Monitor portfolio performance and produce periodic review reports, including annual reviews.
Identify key risks and mitigation measures while assessing credit proposals.
Utilize assigned lending authority to approve underwriting, structuring, and risk grading of loans.
Coordinate with the Securitized Products Group for deal flow related to CMBS transactions.
Work with CIB Coverage and Global Corporate Banking partners for REALIB deals.
Participate in due diligence and provide credit expertise in structuring new debt facilities.
Develop detailed financial models specific to transactions, including financial statement analysis and projections.
Conduct sensitivity analysis on projections for stress testing on loans and serviceability.
Analyze deal-specific covenants as early warning signals while monitoring loans.
Manage a team of credit analysts, supervising deliverables and developing junior employees' skills.
Participate in recruitment and training of junior team members.

Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field.
5 years of experience in credit risk analysis or related roles such as Lead Credit Officer or Credit Officer.
Experience in credit underwriting and credit analytics.
Knowledge of CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming.
Familiarity with U.S. and international markets and various loan types.
Experience with corporate banking products including bonds, derivatives, and corporate credit cards.
Proficiency in three-statement financial modeling and syndicated bank loan market.