Job Description
Mortgage Solutions Financial is a national mortgage lender based in Colorado Springs. The Closer is responsible for creating closing documentation, ensuring accuracy and compliance with regulatory requirements, and collaborating with stakeholders to facilitate timely loan closings.
Responsibilities
- Verify all Closing Disclosures (CDs) and final closing documents adhere to all regulatory, agency, and investor requirements, including but not limited to TRID guidelines, state-specific mandates, and loan program requirements
- Collaborate proactively with title and escrow partners to ensure the accuracy of the initial Closing Disclosure, minimizing tolerance cures and potential fee adjustments
- Prepare and issue Change of Circumstance (COC) Closing Disclosures promptly as required throughout the loan processing lifecycle
- Review the loan file for comprehensive accuracy and completeness prior to drawing the final closing documents
- Balance the final loan file with the title and escrow companies to ensure precise alignment of the final Closing Disclosure and the accurate calculation of the final wire amount
- Proactively manage the individual pipeline of files to meet anticipated closing dates and effectively communicate any issues or concerns to management promptly
- Effectively communicate with all appropriate internal and external stakeholders (e.g., processors, loan officers, title agents) during the disclosure and document drawing process
- Assist the Post-Closing and Funding teams as needed to efficiently resolve any issues that arise after closing
- Maintain regular, reliable, and predictable attendance, which is an essential function of this role
- Perform other duties as assigned
Skills
- High school diploma or equivalent
- Working knowledge in mortgage regulatory, agency and investor requirements
- 1 to 2 years' previous experience is strongly preferred
Benefits
- Health, Dental and Vision Insurance
- Options to participate in a Health Savings Account
- Flexible Spending Account
- Life and AD&D coverage
- Voluntary Supplemental Life
- Voluntary Short-Term, Long-Term Disability and Supplemental insurance
- Participate in a company retirement plan
Company Overview
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