Financial Controller – Capital Strategy & Funding Execution (SBA, Commercial Lending, Grants) - Contract to Hire

🌍 Remote, USA 🎯 Full-time 🕐 Posted Recently

Job Description

Company: Next Gen Junk Removal Co.

Location: Remote (U.S. Based Preferred)

Engagement Type: Contract to Full-Time

Experience Required: 5–7+ Years

About Next Gen Junk Removal Co.

Next Gen Junk Removal Co. is a growth-focused, operations-driven junk removal and dumpster rental company engineered for multi-state scalability. We are building a professionally structured organization centered around margin control, operational efficiency, and disciplined capital deployment.

We are now seeking a seasoned Financial Controller to architect and execute our funding strategy so we can launch and scale operations with precision.

Position Overview

We require a highly intelligent, analytical, and resourceful Controller with proven experience securing and structuring:

  • SBA Loans (7(a), 504, Microloan programs)
  • Traditional bank term loans & lines of credit
  • Equipment financing
  • Business credit card strategy
  • Business credit building frameworks
  • Federal, state, and private grants
  • Alternative lending structures

This role is not clerical. It is strategic. You will design the capital stack that fuels operations.

Core Responsibilities

Capital Acquisition & Structuring

  • Research and identify optimal SBA programs for our operational model.
  • Prepare and assemble complete SBA and commercial loan packages.
  • Structure debt vs. equity positioning strategically.
  • Build lender target lists (banks, credit unions, fintech lenders).
  • Lead funding conversations with financial institutions.
  • Secure equipment financing for trucks and dumpsters.

Grant & Incentive Strategy

  • Identify federal, state, and municipal grant programs relevant to logistics, waste management, and small business operations.
  • Prepare and submit compliant grant applications.
  • Track reporting requirements post-award.

Credit & Financial Infrastructure

  • Develop a business credit-building roadmap.
  • Secure high-limit business credit cards aligned with operational needs.
  • Establish banking relationships that support scaling.
  • Ensure financial documentation readiness (P&L, balance sheet, projections).

Financial Governance

  • Implement internal financial controls.
  • Support budgeting and capital deployment planning.
  • Build funding timelines tied to operational launch phases.

Required Qualifications

  • 5–7+ years of experience as a Controller, Senior Financial Analyst, or Funding Specialist.
  • Demonstrated success securing SBA financing.
  • Experience negotiating directly with banks and lenders.
  • Deep understanding of underwriting criteria.
  • Strong financial modeling and forecasting capability.
  • Exceptional written and verbal English communication skills.
  • Professional, respectful, and articulate demeanor.
  • High-level intuition in capital structuring and funding strategy.

Preferred Experience

  • Experience with logistics, service-based, or field-service businesses.
  • Familiarity with equipment financing structures.
  • Experience building credit profiles for newly formed entities.
  • Knowledge of QuickBooks, Gusto, and funding documentation systems.
  • Experience working with scaling startups.

Compensation Structure

  • Competitive contract rate (Hourly or Project-Based).
  • Performance incentives tied to successful capital acquisition.
  • Opportunity to transition into long-term Controller role as we scale.

What We Value

  • Strategic thinking over task execution.
  • Initiative without micromanagement.
  • Precision in documentation.
  • Respectful and intelligent communication.
  • Conversational confidence when speaking with lenders.

We are building a company that will outlast competitors. We require someone equally committed to excellence.

Application Requirements

To be considered, please submit:

1. A summary of SBA loans or commercial loans you have successfully secured.

2. Average funding amounts you have obtained.

3. Your experience with grant procurement.

4. A brief explanation of how you would structure funding for a junk removal startup launching with 2 trucks.

Incomplete applications will not be reviewed.

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