Job Description
Wise is a global technology company focused on making money movement easier and more affordable. They are seeking a Financial Crime Specialist (SAR Reporting) to help protect customers by detecting and reporting suspicious activities, while contributing to compliance with AML regulations. Responsibilities Review and analyse customer accounts and transaction patterns to identify unusual or suspicious activity, and to detect potential red flags related to money laundering, fraud, or other financial crimes Efficiently draft and submit financial crime investigation reports to FinCEN Ensure that all necessary details are accurately documented and the reports are detailed to meet the compliance requirements Ensure reports are thoroughly documented and adhere to applicable regulatory guidelines Maintain knowledge of applicable anti-money laundering laws & regulations, including the BSA, The Patriot Act, U.S. Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements Work closely with other operational compliance departments to ensure that suspicious activities are properly investigated, documented and escalated Stay up-to-date on financial crime regulations, FinCEN advisories and other best practices, and the reporting requirements Have a good understanding of different country risks, and typologies across the region Safeguard sensitive information, ensuring all reports and documentation are handled with the highest level of confidentiality and integrity Coordinate responses and requests pursuant to Section 314 of the USA PATRIOT Act Participate in training and upskilling sessions and remain knowledgeable about emerging trends and tools in financial crime detection Develop and maintain productive and professional working relationships across teams, contributing to a positive and collaborative team environment Contribute to a forward-thinking environment by actively evaluating and providing critical feedback and human oversight for AI-driven tools Skills You must be able to communicate clearly and professionally in verbal and writing, in English Previous experience in a financial crime-related field (AML, fraud, high risk customer reviews) is a must Ability to handle routine tasks with high accuracy and maintain consistency in work product, even under pressure Ability to analyze financial transactions, identify patterns, and make informed and well reasoned decisions based on different risk indicators Demonstrate inquisitive mindset and meticulous attention to detail A strong process-oriented and efficiency-driven mindset Strong written and verbal communication skills, particularly for writing reports Ability to effectively adapt to procedural changes in a fast paced environment Ability to work effectively under tight deadlines and manage multiple priorities with precision and accuracy A strong understanding of the importance of confidentiality and the ethical considerations in financial crime investigations Bachelor's degree in Finance, Business Administration, Law, Criminal Justice, or a related field Experience in financial services, compliance, or a related field, with a focus on FinCrime investigations Relevant certifications such as CAMS, CFCS, ICA, or equivalent Experience working in a global financial institution or fintech company Knowledge of SQL or other data analysis tools Company Overview Wise is a global technology company, building the best way to move money around the world. It was founded in 2011, and is headquartered in London, GB, with a workforce of 5001-10000 employees. Its website is