Job Description
An established mortgage banker is seeking an experienced Mortgage Underwriter to join its team.
We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE is required; VA is a plus
Must have underwritten frontline new purchase loans within the past 3 years
Minimum 5 years of residential mortgage underwriting experience
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 – $95,000 per year
No paid overtime
Discretionary bonus
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
#J-18808-Ljbffr National Mortgage Staffing
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