Job Description
Note: The job is a remote job and is open to candidates in USA. Fulton Bank is committed to making a positive impact in local communities and is seeking a Flood Insurance Risk Manager. This role is responsible for overseeing the Bank's Flood Disaster Protection Act compliance program, leading a team that performs pre-closing flood compliance reviews, and ensuring adherence to regulatory expectations while reducing operational and credit risk exposure.
- Responsibilities
- Directs all operational activities related to the Bank’s pre-closing flood compliance department
- Builds, mentors, and manages a high-performing team with subject matter expertise
- Establishes standards for accuracy, documentation quality, and workflow efficiency
- Creates a culture of accountability, performance, and professional growth
- Serves as an escalation point for complex or high-risk flood insurance events
- Partners with Operations, Compliance, Credit, Audit and other stakeholders to ensure compliance with regulatory requirements and the Bank’s policies and procedures
- Leads the flood compliance program for Fulton Bank, serving as the subject-matter authority on regulatory requirements, policy and procedures, and risks and controls
- Defines the strategic direction for the program, ensuring alignment with the Bank’s risk, credit, and operational objectives
- Advises senior leaders, lending executives, and credit partners on regulatory expectations and emerging risks
- Owns policies, procedures, and controls related to FDPA compliance
- Maintains a risk-monitoring framework to identify gaps and emerging risks
- Leads flood compliance components of regulatory exams, audits, self-testing, and M&A activities
- Represents the function in governance forums and system implementations
- Develops and maintains proficiency with the bank’s Loan Origination Systems and third-party applications, including Microsoft Office and the flood determination vendor’s ordering system
- Utilizes external mapping applications to perform research of collateral properties to identify structures on collateral properties
- Skills
- Bachelor's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field
- 7 or more years lending, compliance, or bank operations experience
- 3 or more years supervisory or people management experience
- Strong verbal and written communication skills, including ability to prepare and present training
- Organizational skills to prioritize the department's work and meet deadlines
- Master's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field
- 3 or more years insurance experience
- Benefits
- Medical plans with prescription drug coverage
- Flexible spending account or health savings account depending on the medical plan chosen
- Dental and vision insurance
- Life insurance
- 401(k) program with employer match and Employee Stock Purchase Plan
- Paid time off programs including holiday pay and paid volunteer time
- Disability insurance coverage and maternity and parental leave
- Adoption assistance
- Educational assistance
- A robust wellness program with financial incentives
- Company Overview
- Fulton Bank strive to have a better understanding of your financial goals, are a full-service commercial bank operating 250 branches. It was founded in 1882, and is headquartered in Lancaster, Pennsylvania, USA, with a workforce of 1001-5000 employees. Its website is https://www.fultonbank.com/.
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