Job Description
Mortgage Processor II
100% Remote
6+-month contract
Web Cam Interview
$18-$28/Hr on W2
- NOTES FROM MANAGER / REQUIRED SKILLS & EXP.:
- Skill Set 1: Good Communication
- Skill Set 2: Independent Worker
- Skill Set 3: Works well with a team also
- OVERVIEW:
- Responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines. PRIMARY RESPONSIBILITIES:
- Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
- Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
- Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
- Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns.
- Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
- Ensures adherence to all regulatory requirements and guidelines.
- Strong analytical background to evaluate changes required to all regulatory documents.
- Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
- Promote an environment that supports diversity and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned. Scope of Responsibilities:
- Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. EDUCATION AND EXPERIENCE REQUIRED:
- Associates degree with a minimum of one year's mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year's mortgage industry experience.
- -OR- Six months specific M&T Bank mortgage processing experience plus an additional 6-12 months experience in customer service, operations, or the financial services industry.
- Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software. EDUCATION AND EXPERIENCE PREFERRED:
- Ability to make sound decisions based on information provided.
- Knowledge of Product, Investor and Compliance Requirements.
- Versatility and flexibility working within an ever changing fast paced mortgage environment.
- Adapting to new policies and procedures to improve processes and workflow.
- Ability to function independently within time constraints.
- Excellent verbal and written communication skills.
- Highly organized with the ability to multitask.
- Strong attention to detail.
- Prioritization of daily workload.
- Ability to work in a team environment.
- Strong work ethic, reliable and dependable.
- Please provide candidates responses for ALL of the questions below to confirm they have ALL of the required skills/experience (please reply ASAP as submittals to our client are time sensitive):
- If hired, are you able to work on Globalquest's W2 without any issues?
- Do you have any issues working in Eastern time zone hours?
- LinkedIn profile link?
- Yrs. of exp. as a Mortgage Processor responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines (required)?
- Do you possess an Associate's degree with a minimum of one year's mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year's mortgage industry experience?
- OR- Six months specific M&T Bank mortgage processing experience plus an additional 6-12 months experience in customer service, operations, or the financial services industry?
- Do you possess good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software (required)? Yrs. of exp. working specifically for banks and/or financial institutions (required)?
- Do you possess exceptional communication skills (verbal/written)?
Remote
About the Company:
Syntricate Technologies Inc
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