[Remote] Senior Credit Analyst, MX

🌍 Remote, USA 🎯 Full-time 🕐 Posted Recently

Job Description

Note: The job is a remote job and is open to candidates in USA. Tilt is a company focused on creating a new credit system using innovative financial products and machine learning-powered credit models. They are seeking a Senior Credit Analyst to manage credit risk and develop new lending products, driving business growth through data and analytics.

Lead the development and optimization of end-to-end credit policies for new lending products in México
Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio
Design, execute, and measure experiments across the borrower lifecycle
Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions
Establish automated monitoring and alerting for core KPIs
Partner with Product/Engineering to define and deliver analytics and reporting requirements
Define and refine fraud and dispute controls
Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs
Share knowledge and best practices, and raise analytical and execution standards across the team

B.S. or advanced degree in engineering, business, finance, economics, computer science, mathematics, or a related field
2+ years of industry experience optimizing product features and credit policy in México through data-driven and quantitative analyses with personal loan, credit card, or line of credit products
Advanced SQL and Excel skills with exceptional accuracy and attention to detail; comfort building complex queries and models from raw data
Proven ability to lead analytics-driven initiatives and collaborate with Product, Engineering, Operations, and Finance; strong judgment and bias for action in ambiguous, fast-changing environments
Strong verbal and written communication skills; can translate complex metrics, systems, and trade-offs into clear recommendations for technical and non-technical partners
Experience designing and analyzing A/B tests and operational pilots; understanding of experimental design, guardrails, and causal inference basics
Experience working in or familiarity with the México consumer finance space

Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. It was founded in 2016, and is headquartered in San Francisco, California, USA, with a workforce of 201-500 employees. Its website is https://www.tilt.com.

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