Job Description
Note:
The job is a remote job and is open to candidates in USA. Alkami Technology is a leading cloud-based digital banking solutions provider for financial institutions in the United States. The
Senior Risk Analyst plays a key role in delivering modern lending experiences by translating client needs into scalable workflows and ensuring effective implementation of decisioning platforms. Responsibilities • Implement KYC and underwriting decisioning platforms for consumer and business, including discovery, requirements, configuration, UAT, and go-live • Translate client goals into clear system workflows—underwriting rules, automation logic, routing, KYC/KYB steps, and decisioning paths • Configure decisioning frameworks using structured logic and data-driven rules to support efficient onboarding and risk management • Partner cross-functionally with Implementation, Product, Engineering, and Integration teams to align configurations with best practices and platform capabilities • Guide clients through operational and regulatory considerations, including KYC/KYB/AML, fraud controls, and credit policy alignment • Support clients during testing cycles—validating workflows, troubleshooting issues, and ensuring readiness for launch • Create clear documentation including workflow diagrams, configuration specs, and testing results • Build strong, trusted relationships with stakeholders across credit, operations, compliance, and technology teams Skills • Education: Bachelor's degree in business, Finance, Economics, Information Systems, or related field • Experience: 5–7 years in loan origination, digital onboarding, or financial-services implementation roles • Strong understanding of consumer and/or business lending, underwriting processes, and modern risk-decisioning practices • Ability to design and configure system workflows, rules, and automations based on client requirements • Familiarity with regulatory standards (KYC, KYB, AML, CDD) and how they apply to digital onboarding • Confident communicator able to engage with both technical and non-technical teams, including executives • Proven ability to analyze workflow behavior, identify root-cause issues, and recommend optimizations • Experience with loan origination platforms, workflow automation tools, or digital onboarding systems • Working knowledge of structured rule logic (e.g., decision tables, JSON-based logic) • Ability to understand API workflows, data mapping, and integration requirements • Experience with Jira, Confluence, and data visualization tools (e.g., Power BI) is a plus • Understanding of credit bureau data, identity-verification vendors, and fraud-risk tools • Experience with Alloy, Effectiv, Taktile, or similar KYC/KYB and decisioning platforms • Background working in fintech, SaaS, core banking, or consulting environments • Exposure to alternative data sources, fraud engines, or risk-scoring frameworks • Experience launching digital account opening or lending products in partnership with financial institutions Benefits • Remote-first environment • Unlimited paid time off • 401(k) with employer match Company Overview • Alkami Technology provides cloud-based digital banking solutions for credit unions and banks.
It was founded in 2009, and is headquartered in Plano, Texas, USA, with a workforce of 501-1000 employees. Its website is Apply tot his job