Solutions Architect II- Open Banking

🌍 Remote, USA 🎯 Full-time 🕐 Posted Recently

Job Description

Solutions Architect II (Open Banking)
Birmingham, AL, Atlanta, GA or Charlotte, NC (Hybrid - 3 days onsite each week)
6-month contract to hire
Pay Range $90.00-95.00/hr.

Our client needs a senior-level Solutions Architect to support their growing Open Banking team. This role is responsible for defining solution architecture, shaping API strategy, guiding cloud/on-prem connectivity, and ensuring alignment with enterprise standards. The ideal candidate brings strong open banking domain expertise-particularly with FDX, OFX, aggregator integrations, and fintech API ecosystems.

    Responsibilities
  • Define solution architectures, integration patterns, and end-to-end technical designs for open banking initiatives.
  • Lead architectural strategy for APIs, cloud connectivity, security controls, and data flows.
  • Provide guidance on cloud architecture-specifically on AWS, our chosen cloud platform.
  • Collaborate closely with enterprise architecture, cloud engineering, and internal solution teams to ensure adherence to organizational standards.
  • Design architectures demonstrating how cloud services connect with on-prem API infrastructure.
  • Work with X-Wave platform and related tooling to expose open banking APIs to external fintech companies and aggregators.
  • Develop architectural diagrams, flows, and conceptual designs using tools such as Figma or similar.
  • Participate in open banking discussions, helping determine which APIs to publish, support, or adopt.
  • Provide technical leadership and direction to the team, including lightweight POC-level coding when necessary (not a hands-on coding role).
  • Support overall roadmap planning and help influence the future architectural direction of the open banking platform.
  • Required Skills:
  • Bachelor's degree in Computer Science, Management Information Systems, or a related field and three (3) years of enterprise, solutions and/or technical architecture related experience
  • Or a High School Diploma/GED and seven (7) years of enterprise, solutions and/or technical architecture related experience
  • Preferred (not mandatory):
  • Open Banking / FDX experience
  • Required if Open Banking experience is not present:
  • Candidates must have strong experience in the following three areas:
  • 1.Security & Identity
  • OAuth 2.0, OIDC, mTLS, financial-grade APIs
  • 2.Consent Management & Consumer Permissioning3.Cloud Architecture
  • WS experience required
  • Teachable / Optional Skills:
  • PI management tools (we use MuleSoft and AWS API Gateway, but equivalents are acceptable)
  • Event-based architecture (e.g., Kafka)
  • Programming languages or frameworks (e.g., .NET Core)

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