Job Description
The Vice President of Customer Resolutions is a senior leadership role responsible for the strategic direction, operational performance, and transformation of the Customer Resolutions organization within Customer Contact Center Operations. Reporting to the Senior Vice President, Global Customer Contact Center Operations, this role oversees resolution-focused contact center functions across multiple servicing locations and channels, with accountability for customer outcomes, regulatory compliance, and operational efficiency. This role will lead the transformation of Customer Resolutions through agentic AI deployment, intelligent automation, and Lean process design, ensuring customer-centric, brand-worthy borrower experiences while reducing delinquency rates, compressing cure cycle times, and delivering measurable financial returns. The VP will be the organizationâs primary driver of a digitally enabled, data-first operating model â one that uses technology to amplify human judgment, not replace it â with direct accountability for cost-per-cure, right-party contact rates, loss mitigation capture rates, and portfolio-level recovery economics. Job Functions and Responsibilities: Strategic Leadership & Transformation Define & lead the Customer Resolutions strategy, aligned to enterprise servicing goals, driving scalable transformation and sustained performance gains. Own AIâ and leanâled transformation, deploying agentic AI, predictive dialing, intelligent IVR deflection, and machine learningâbased propensityâtoâcure models, with Lean / Six Sigma as the operating backbone. Own the CashâtoâCure value stream endâtoâend, eliminating waste, reducing queue aging, and improving Days Delinquent Resolved (DDR) and Net Cure Rate. Performance Excellence & Analytics Provide global executive oversight of Customer Resolutions, ensuring consistent policy execution, controls, and service standards. Reduce delinquency through dataâdriven resolution strategies, lean staffing, and disciplined lossâmitigation waterfalls based on borrower risk tier and NPV analysis. Ensure compliant escalation of nonâcuring accounts, including foreclosure, aligned with regulatory and investor requirements. Own a tiered KPI framework covering collections efficiency, cure performance, financial outcomes, and operational quality. Apply machine learning and AI decisioning to predict cure probability, pinpoint failure drivers, and route accounts to the highestâyield resolution strategy. Technology & Innovation Lead the agentic AI roadmap for Customer Resolutions, deploying virtual agents, large language model (LLM)âassisted agent guidance, automated workout offers, and AI documentation to cut handle time by 30%+ and improve firstâcontact resolution. Own the Resolutions technology stack and vendor governance, ensuring integrated, optimized CRM, dialers, IVR/digital selfâservice, WFM, and AI platforms. Partner with Technology and Data Science to embed machine learningâdriven decisioning, including cure propensity scoring, realâtime prioritization, and agent assist. Drive a human centered AI operating model, where AI scales volume and compliance while agents focus on complex negotiations and highâNPV decisions. Stakeholder & Vendor Management Partner crossâfunctionally within Onity to deliver a seamless endâtoâend customer journey. Oversee Customer Resolutions vendors to meet SLA, costâperâcure, and compliance targets through disciplined performance management. Quality, Compliance & Risk Management Ensure Customer Resolutions compliance with federal and state regulations, investor guidelines, and internal policies, including oversight of QA programs. Act as the executive escalation point for complex customer, regulatory, and operational issues. Implement AIâassisted quality monitoring with 100% interaction scoring via speech analytics and NLP, enabling realâtime compliance risk detection, targeted coaching, and auditâready documentation at scale. People Leadership & Talent Development Lead and develop a highâperforming leadership team, embedding accountability, continuous improvement, and customer advocacy culture. Drive succession planning and leadership development to ensure longâterm organizational readiness. Build AI and data literacy across Resolutions leadership, enabling managers to interpret model outputs, challenge recommendations, and lead dataâdriven Lean improvements. Qualifications To perform this job successfully, an individual must have the following education and/or experience: Bachelorâs degree required, masterâs preferred. 10+ years of senior leadership (with minimum 5+ years in senior roles) in collections, recovery, loss mitigation, or customer resolutions, including multiâsite operations and direct ownership of cure rates, lossâmitigation financials, chargeâoff avoidance, or recovery yield; broad financial services experience preferred. Proven leadership of AI and automation initiatives in collections or servicing environments (e.g., virtual agents, predictive dialers, agent assist, MLâbased prioritization), with handsâon experience as a technology buyer and implementation partner. Strong financial acumen in collections economics, including chargeâoffs, recovery yield, costâperâcure, reserves, and P&L impact; able to articulate ROI to executives, finance, and client/investor stakeholders. Lean Six Sigma certification or equivalent experience, with demonstrated success in valueâstream mapping, waste elimination, and cycleâtime reduction. Customerâcentric, analytically strong leader with the ability to manage large, geographically dispersed teams, navigate regulatory requirements, and thrive in fastâpaced, changing environments. Training / Licensing Requirements: Must pass the Companyâs Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable. Location: USâ full-time, telecommuting is supported. Travel expectations up to 25%. Onityâs largest US locations are in West Palm Beach, FL (corporate headquarters), Mount Laurel, NJ and Houston, TX. Onityâs international locations are in Bangalore, IN, Mumbai, IN, Pune, IN and Manila, PH. The salary range for this position is expected to be $XX,000 â $YY,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate. This position is also eligible for [bonus] [commissions] [long-term incentive compensation awards] based on performance and subject to the terms of the Companyâs applicable plans. #WeAreOnIt Company Onity Group Inc. is a leading non-bank financial services company providing mortgage servicing and originations solutions through its subsidiary, Onity Mortgage, formerly known as PHH Mortgage. Onity Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs to customers, clients and investors. At Onity, we strive to earn our customersâ loyalty every day. We do this by consistently delivering exceptional service and building trust through reliability, integrity, and following through on our commitments. We operate through the lens of the customer, understand the importance of homeownership, and take pride in helping homeowners. Collectively this fosters long-term relationships, ensuring our customers feel valued and supported. We expect all employees to interact with and engage our colleagues and our customers with respect, courtesy and professionalism, and to achieve results consistent with our service delivery standards. Onity is intensely focused on hiring, developing and retaining the best talent in the industry! Our commitment to inclusion and equal opportunity ensures that we sustain our reputation as an outstanding place to work, a great business partner and a valued community member. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know. Onity Group Inc. offers a comprehensive benefits package including medical, dental and vision; up to 3% match on 401(k) contributions; generous paid time off; company-paid life, accident and disability coverage; programs for mental, physical and financial wellness; and more. Visit jobs.onitygroup.com for details.