Job Description
Elizabeth River Crossings is focused on providing efficient toll collection services at the Elizabeth River Tunnels. The Collector-Customer Account Specialist is responsible for managing delinquent accounts, contacting clients to resolve payment issues, and ensuring compliance with company policies and legal standards. Responsibilities Assumes responsibility for the effective and professional performance of collections functions Receives delinquency reports from the computer system and verifies the status of the accounts Follows up on delinquent accounts by telephone, personal contact, and correspondence to secure a satisfactory resolution to the repayment problem.
Discusses possible financial arrangements, informs clients of potential legal actions, and suggests financial counseling to arrive at suitable payment arrangements. Continues to collect until the account becomes a write-off, bankruptcy, or attorney account. Makes early contact with clients to collect and keep them informed of account status Utilizes effective human relations skills and various forms of persuasion to present a positive Company image in an already negative situation. Calms irate clients and answers questions and complaints relevant to Department functions.
Determines reasons for delinquencies and works toward permanent solutions. Minimizes losses by early actions Utilizes further appropriate collection methods if initial attempts do not secure required payment. Recommends extensions of due dates. Suggests consolidations and financial counseling Posts approved extensions and notifies clients of new due date by mail Recommends and completes small claims court complaints and post judgment actions including garnishments and supplemental orders Follows relevant procedures for certain situations such as bankruptcy, legal action, or death Recommends possible charge-offs Performs collections efforts in accordance with Company policies and procedures and ensures they are legally compliant Utilizes various means/systems to locate valid contact details for delinquent accounts Assumes responsibility for the efficient administration of collections activities Keeps accurate and up-to-date activity reports on late, potentially late, and delinquent accounts Documents all collection actions taken, including telephone conversations, alternative financial arrangements, and correspondence on computer Researches accounts that appear on late and potentially late records to ensure that Company errors are detected promptly.
Provides clients the opportunity to fully explain their account status Responsible for taking payment and accountable for all financial transactions Assumes responsibility for ensuring that professional business relations are established and maintained with clients and external contacts Maintains the Company's professional reputation throughout collections operations and in all contacts with clients Maintains confidentiality Develops contacts with credit bureaus and other financial institutions. Uses shared information to effectively minimize Company losses Assumes responsibility for establishing and maintaining effective communication and coordination with Company personnel Assists area personnel as needed Keeps management informed of activities, progress toward established objectives, and of any significant problems Attends and participates in meetings as required Assumes responsibility for related duties as required or assigned Stays informed of changes in collections policies, procedures, and related legal requirements Ensures work area is clean, secure, and well maintained May be asked to assist with legal process such as preparation of accounts, documentation, or settlements Skills High school graduate or equivalent Knowledge of collection procedures and related laws and regulations Understanding of Company policies Familiar with default and enforcement clauses Basic understanding of the U.S.
Bankruptcy Code Understanding of Small Claims Court system A minimum of 1 year related experience and/or equivalent combination of experience and/or education Accuracy and thoroughness in work Excellent communication, telephone, and public relations skills Ability to work well independently Ability to work well in stressful situations Ability to operate related computer applications and other business equipment including calculator, copy machine, printer, credit bureau terminal, telephone, fax Finger Dexterity: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly Average Hearing: Able to hear average or normal conversations and receive ordinary information Repetitive Motions: Movements frequently and regularly required using the wrists, hands, and/or fingers Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery Physical Strength: Sedentary work; sitting most of the time.
Exerts up to 10 lbs. of force occasionally Reasoning Ability: Ability to deal with a variety of variables under only limited standardization Able to interpret various instructions Mathematics Ability: Ability to perform basic math skills, use decimals to compute ratios and percents, and to draw and interpret graphs Language Ability: Ability to use passive vocabulary of 5-6,000 words; to read at a slow rate; define unfamiliar words in dictionaries for meaning, spelling, and pronunciation Ability to write complex sentences, using proper punctuation, and using adjectives and adverbs Ability to communicate in complex sentences; using normal word order with present and past tenses; using a good vocabulary Benefits ERC covers the commuting bolthires of tolls at the Elizabeth River Tunnels for our employees.
ERC is currently offering a hybrid schedule for the call center. Company Overview Elizabeth River Crossings (ERC), officially Elizabeth River Crossings OpCo, LLC, is a limited liability company owned by Abertis and Manulife Investment Management. It was founded in 2012, and is headquartered in Portsmouth, Virginia, USA, with a workforce of 51-200 employees. Its website is