Job Description
U.S. Bank is on a journey to help customers and businesses make better financial decisions. The role involves originating mortgage loans in an assigned market, taking applications, and ensuring timely processing and underwriting of loans. Responsibilities Originates mortgage loans in an assigned market Takes applications and submits loan applications to processing and underwriting for approval Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S.
Bank locations Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations Skills High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z Subject to the required registration process, which includes a criminal background and credit check Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S.
It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is